Industry Issues | Cost Drivers

Auto Safety and Consumer Costs

Safety Alert: Auto Crashes Increasing, Threatening Motorists, Pedestrians, and Insurance Consumers

CostDrivers_VideoScreenAuto safety is a top concern for insurers. New technologies are making today’s cars dramatically safer for drivers and passengers, but we are continuing to see some of the largest increases in crashes and fatalities on the roads. The National Safety Council preliminary 2017 data shows that motor vehicle deaths surpassed 40,000 for the second consecutive year in 2017 and 4.57 million people were seriously injured in motor vehicle crashes.

Distracted driving is thought to be one of the leading causes for the rise in vehicle crashes nationwide. Marijuana-impaired driving also is one of the many factors believed to be contributing to the recent increase in auto crash frequency, particularly as more states liberalize their marijuana laws.

Although safety is the first concern, the increase in crash frequency and severity comes at a time when repair, labor, medical, and other costs associated with crashes also are rising—which could lead to increased premiums.

PCI is working with policymakers, industry leaders, and consumers to promote driver safety and enact highway safety laws to protect motorists and pedestrians and keep insurance costs stable. Follow us on Twitter @PCIAA and #HeadsUp for the latest information on car crash factors contributing to rising costs to consumers.

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GHSA Report: Drug-Impaired Driving: Marijuana and Opioids Raise Critical Issues for the States

Editorial: “Policy changes needed to reduce distracted driving deaths” Shreveport Times March 27, 2018 by David A. Sampson

Editorial: "Drugged driving on marijuana is dangerous. Let's treat it that way" USA Today, January 1, 2018 by Kyle Clark

Editorial: "New Poll Shows Americans Consider Texting More Dangerous Than Marijuana While Driving" U.S. News & World Report, November 28, 2018 by Alexa Lardieri

GHSA Report: Drug-Impaired Driving: A Guide for States, 2017 Update

IIHS Report: Studies link legalized use of recreational marijuana with increase in crashes

IIHS Report: Legalizing recreational marijuana is linked to increased crashes

Editorial: "Letters: Readers Give Their Opinions on the Issues" Beaumont Enterprise, September 5, 2017

Editorial: "Beware of Distracted Driving" Naples Daily News, August 28, 2017

Editorial:  "Letters: On Texas' New No-Texting While Driving Law and US Racism Debated" The Monitor, August 21, 2017

Editorial: "Legislators Leave All of Us Vulnerable to Texting Drivers" TCPalm, August 16, 2017, Logan McFaddin, Florida Regional Manager, PCI

Editorial: "Opinion: Letter to the Editor: Heads Up: Be Safe" The Connection, July 10, 2017

Editorial: "Letters to the Editor" My Statesman, July 3, 2017

Editorial: "Monday's Letters: Practice Safety on the Holiday and Every Day" Tampa Bay Times, June 30, 2017

Editorial: "Put the Phone Down" The Telegraph, June 11, 2017

Editorial "Eyes on the Road" Ledger-Enquirer, June 6, 2017

Editorial: "R.I. Traffic Fatalities Jump Alarmingly" Providence Journal, May 17, 2017, Frank O'Brien, Vice President, State Government Relations, PCI

Editorial: "Letter: Distracted Driving" The Post and Courier, April 13, 2017, Robert Passmore, Assistant Vice President, PCI

Editorial: "Letter to the Editor: Minimize Distractions While Driving" Daily World, April 8, 2017, Robert Passmore, Assistant Vice President, PCI

Editorial: "Letter to the Editor: Minimize distractions While Driving" Daily Advertiser, April 8, 2017, Robert Passmore, Assistant Vice President, PCI

Editorial: "Attention, Please, To Making Roads Safer" Naples Daily News, February 22, 2017

PCI CEO Alert: PCI Presentation to NAIC: Working Together to Address Cost Drivers 

PCI CEO Alert: Auto Safety in the News