Industry Issues | Cost Drivers

Auto Safety and Consumer Costs

Safety Alert: Auto Crashes Increasing, Threatening Motorists, Pedestrians, and Insurance Consumers

CostDrivers_VideoScreenAuto safety is a top concern for insurers. New technologies are making today’s cars dramatically safer for drivers and passengers, but we are continuing to see some of the largest increases in crashes and fatalities on the roads. The National Safety Council preliminary 2018 data shows that 40,000 people lost their lives in motor vehicle crashes for the third consecutive year. According to the report, eight states (Florida, Hawaii, Minnesota, Nevada, New Hampshire, Oregon, Pennsylvania) and Washington, D.C. saw at least a 5.8 percent spike in fatalities.

Driver behavior, including distraction, continues to be one of the leading causes for motor vehicle deaths. Marijuana-impaired driving also is one of the many factors believed to be contributing to the high number of motor vehicle deaths, particularly as more states liberalize their marijuana laws.

Although safety is the first concern, the increase in crash frequency and severity comes at a time when repair, labor, medical, and other costs associated with crashes also are rising—which could lead to increased premiums.

APCIA is working with policymakers, industry leaders, and consumers to promote driver safety and enact highway safety laws to protect motorists and pedestrians and keep insurance costs stable. Follow us on Twitter @TeamAPCIA and #HeadsUp for the latest information on car crash factors contributing to rising costs to consumers.

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