Industry Issues | Preserving Underwriting Freedom

Background and Resources

Overview of Major Studies

Insurance Scoring Saves Consumers Money

Credit-based Insurance Scoring FAQ

PCI Insurance Scoring Fact Sheet

Building a Better Credit Report

How Credit Scores Affect the Price of Credit and Insurance

FTC Finds Insurers' Use of Credit Information Helps Consumers

AnnualCreditReport.com
This is the official site to help consumers obtain a free credit report once every 12 months from each of the three nationwide consumer credit reporting companies in accordance with the Fair and Accurate Credit Transactions Act (FACT Act).

ChoiceTrust.com
This is the official site to help consumers obtain a free C.L.U.E.® (Comprehensive Loss Underwriting Exchange) report once every 12 months in compliance with the FACT Act. The C.L.U.E.® Personal Property report provides consumers with a seven year history of losses associated with an individual and his/her personal property.

Mymoney.gov