Industry Issues | Surplus Lines Reform

PCI Advocacy Takes Strategic Approach Regarding Nonadmitted and Reinsurance Reform Act (NRRA)

The "Dodd-Frank Wall Street Reform and Consumer Protection Act" (DFA), incorporated significant changes for surplus lines regulation through the Nonadmitted and Reinsurance Reform Act (NRRA). Read summary.

The enactment of the long-awaited Nonadmitted and Reinsurance Reform Act will bring about the PCI-supported streamlining of the compliance aspects of the surplus lines insurance market and the resolution of conflicting state laws governing the placement, tax payment and allocation of premium for multistate surplus lines risks.

PCI is taking a strategic approach to this issue and will continue to work closely with state legislatures, insurance departments and the NAIC to achieve uniform standards consistent with both the spirit and the letter of the act.

For questions about surplus lines or the NRRA, please contact David Kodama, assistant vice president, research.

Latest News

New Mexico Enacts SB 367 Regarding Insurance Code
NM insurance omnibus bill SB367 amends the surplus lines chapter, surplus lines tax allocation, and repeals the SLIMPACT provisions. This bill becomes effective July 1, 2017. ... more >

Maryland Enacts SB 19 Regarding Surplus Lines Requirements
MD Senate Bill 19 amends the renewal process for a surplus lines insurer. This bill becomes effective October  ... more >

Iowa DOI Revises Annual Surplus Lines Filing Requirements
Effective January 1, 2017, Division mandates OPTins for submission of surplus lines company renewal registrations, and eliminates annual report of detailed listing of direct ... more >

Mississippi Eliminates Surplus Lines Diligence Search Requirements
Mississippi has enacted House Bill 447 which eliminates the due diligence search requirements for surplus lines insurance. The law also amends the individual licensing ... more >

State Implementation: Legislation & Regulation

NRRA State Implementation Legislation Map | March 1, 2017 

NRRA State Implementation Legislation Chart (KS, LA) | July 20, 2015  
PCI State Enacted Law Bulletins - NRRA Implementation
(KS, LA) | July 20, 2015

NRRA State Implementation Bulletins - AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, KY, LA, ME, MD, MI, MN, MS, MO, MT | July 20, 2015

NRRA State Implementation Bulletins - NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, TN, TX, UT, VT, VA, WA, WV, WI, WY | July 20, 2015

Background & Resources | View all

PCI: Surplus Lines Insurance Primer

A.M. Best Special Report - U.S. Surplus Lines Segment Review
PCI distributes this report to PCI members with special permission from A.M. Best and the Derek Hughes/NAPSLO Educational Foundation. A.M. Best retains the copyright to the report, and no part of this report may be distributed by any means, in whole or part, without prior written permission from A.M. Best.

Locke Lord LLP - 2017 Excess and Surplus Lines Law Manual
The Excess and Surplus Lines Law Manual is compiled and provided by: Locke Lord LLP ( For future updates to this publication, or any inquiries concerning this publication, contact John Dearie of Locke Lord LLP at