Industry Issues | Surplus Lines Reform

PCI Advocacy Takes Strategic Approach Regarding Nonadmitted and Reinsurance Reform Act (NRRA)

The "Dodd-Frank Wall Street Reform and Consumer Protection Act" (DFA), incorporated significant changes for surplus lines regulation through the Nonadmitted and Reinsurance Reform Act (NRRA). Read summary.

The enactment of the long-awaited Nonadmitted and Reinsurance Reform Act will bring about the PCI-supported streamlining of the compliance aspects of the surplus lines insurance market and the resolution of conflicting state laws governing the placement, tax payment and allocation of premium for multistate surplus lines risks.

PCI is taking a strategic approach to this issue and will continue to work closely with state legislatures, insurance departments and the NAIC to achieve uniform standards consistent with both the spirit and the letter of the act.

For questions about surplus lines or the NRRA, please contact David Kodama, assistant vice president, research.

Latest News

Louisiana DOI Bulletin 2018-01 Rescinds Prior Surplus Lines-NIMA Bulletins
The LDI issued notification that due to the state's withdrawal from the NIMA and the NIMA-sponsored Surplus Lines Clearinghouse, Bulletins 2011-04 and 2012-02 have been rescinded. Bulletin 2011-01 has also been revised and re-issued.

Minnesota Commerce Department Revises Bulletin FAQ Regarding Surplus Lines
The DOC revised the FAQ on Bulletin 2018-1 after PCI questioned the response on the applicability to surplus lines.

Iowa Insurance Division Issues Liquor Liability Examination Request
The Iowa Insurance Division issued notice to "carriers writing other liability in Iowa" of an examination of the Liquor Liability line of business in the State pursuant to Iowa Code chapter 507.

NAIC Surplus Lines Task Force and Working Group Meetings, Teleconference – Report

State Implementation: Legislation & Regulation

NRRA State Implementation Legislation Map | September 1, 2017 

NRRA State Implementation Legislation Chart (NM, RI, NV) | October 1, 2017  
PCI State Enacted Law Bulletins - NRRA Implementation
(KS, LA) | July 20, 2015

NRRA State Implementation Bulletins - AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, KY, LA, ME, MD, MI, MN, MS, MO, MT | July 20, 2015

NRRA State Implementation Bulletins - NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, TN, TX, UT, VT, VA, WA, WV, WI, WY | July 20, 2015

Background & Resources | View all

PCI: Surplus Lines Insurance Primer

A.M. Best Special Report - U.S. Surplus Lines Segment Review
PCI distributes this report to PCI members with special permission from A.M. Best and the Derek Hughes/NAPSLO Educational Foundation. A.M. Best retains the copyright to the report, and no part of this report may be distributed by any means, in whole or part, without prior written permission from A.M. Best.

Locke Lord LLP - 2017 Excess and Surplus Lines Law Manual
The Excess and Surplus Lines Law Manual is compiled and provided by: Locke Lord LLP ( For future updates to this publication, or any inquiries concerning this publication, contact John Dearie of Locke Lord LLP at