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Earthquake Headquarters

As Hawaii Residents Grapple with Volcanic Earthquakes, PCI Encourages More Residents to be Prepared


Volcanic earthquakes have damaged hundreds of homes in Hawaii and lava continues to flow. PCI reminds all Americans that advance preparation, both physically and financially with adequate insurance is the key to earthquake recovery.

Despite the risk of earthquakes from Alaska to Maine, the take up rate for earthquake insurance remains low at about 10 percent. All residents, particularly those in states such as California, Oklahoma and Washington which are at high risk of experiencing earthquakes, should talk with their insurance agent or company about earthquake coverage.

A critical component of preparedness is understanding your insurance policy and knowing what is and what is not covered. It is vital residents be aware that earthquake damage is not covered in a standard homeowners insurance policy and must be purchased as a separate policy. Use PCI’s Earthquake Preparedness Toolkit and learn the steps to take before, during and after an earthquake.

PCI has made available many other resources and links to information on earthquake preparation and insurance. Follow us on Twitter @PCIAA where we will share tips and information on how to prepare for earthquakes.