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Tropical Storm Imelda brings Flooding to Texas; APCIA Urges All Residents to get Covered

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The Atlantic hurricane season is at its peak and Hurricane Dorian and Tropical Storm Imelda have recently forced many residents in the Carolinas and Texas to seek cover from flooding.

Imelda hit the Houston area Sept. 17 as a tropical depression but has dropped several feet of rain in some areas. These events increase the risk of flash floods and highlight the importance of not only staying informed about weather events but also heeding evacuation warnings when they’re issued.

APCIA also recommends creating an emergency supply kit, developing a home inventory of your possession and talking with your insurer or agent about your coverage options – including flood insurance.

It is important for homeowners to know that flood insurance is not typically covered by a homeowners insurance policy. However, it is available as a separate policy through the National Flood Insurance Program.

As many communities have experienced, flooding frequently occurs in areas not designated as being high risk. As a result, it is smart to consider purchasing a flood insurance policy.

APCIA's Flooding Headquarters offers vital information for those impacted by floods. As we provide tips on what to do before, during and after a flood, follow us on Twitter @TEAMAPCIA for more important flood tips and new developments with the NFIP.