PCI Encourages Homeowner to Prepare for Spring Flooding
Heavy spring rains could bring flooding to many areas in the Midwest and Southeast this year, according to NOAA’s Spring Outlook. Meanwhile northern North Dakota and the Snake River Basin in Idaho are at risk for major to moderate flooding due to the above average snowpack. NOAA is also projecting that the snowpack in California and Nevada could lead to flooding.
Forecasters are predicting wetter than average conditions for the northern Rockies, northern Plains and along the Gulf Coast. However, river flooding and flash flooding are always possible this time. PCI reminds everyone that flooding can happen anywhere and at any time of the year. In fact floods are the most common natural disasters to occur in the United States.
Insurers encourage you to understand your flood risk, make sure you have enough coverage, and get your finances in order in case your home or property is damaged by a major flooding event. It’s important to remember only a few inches of water can cause thousands of dollars in damage.
It’s also a good idea to ask your insurer or agent about flood insurance, which is not typically covered by a homeowner’s insurance policy. However, it is available separately through the National Flood Insurance Program.
PCI offers a wide range of resources about insurance, flooding and other catastrophic risks. Follow us on twitter @PCIAA and visit our other headquarters pages for insurance information and preparedness tips for each type of event.