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Recent Hurricanes Bring Heavy Flooding to Texas and the Southeast
PCI Urges Residents to Consider Investing in Flood Insurance


Storm surge and flash flood warnings remain in effect throughout Florida, Georgia, and South Carolina following Hurricane Irma. PCI and local officials are still encouraging residents to remain vigilant and to stay informed regarding updated emergency information.

Recent dramatic video of flooding in the Houston area shows the power of heavy rainfall. However, it does not require historic levels of rain or storm surge to put property and lives at risk. It only takes a few inches of water to cause thousands of dollars in damage. While hurricanes Harvey and Irma provide vivid proof of the importance of having flood insurance, it is essential for residents to realize that flooding can occur anywhere – more than 20 percent of flood claims come from properties outside the high-risk flood zone.

It is also important for homeowners to know that flood insurance is not typically covered by a homeowner’s insurance policy. However, it is available as a separate policy through the National Flood Insurance Program.

Insurers encourage you to understand your flood risk, make sure you have enough coverage, and get your finances in order in case your home or property is damaged by a major flooding event. It’s important to remember only a few inches of water can cause thousands of dollars in damage.

With floods being the most common natural disasters to occur in the United States, PCI says “be covered.” Also be sure to follow our disaster recovery tips on Twitter with #HaveAPlan #FloodSafety