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Flooding Headquarters


Hurricane Lane Brings Massive Flooding to Hawaii
Frequent flood events in 2018 Highlight Importance of Flood Insurance

Hurricane Lane highlights the destructive power of floods and the importance of flood insurance. PCI encourages residents to remain vigilant to issues of safety and to report storm damage as soon as possible.

Flood emergencies can develop quickly. So, it’s important to monitor media reports, and if your home is near water or in a low-lying area, stay alert and seek higher ground if necessary. Also, never drive through high water. Remember: ‘turn around, don’t drown.’

Even though flooding is the most frequent and costly natural disasters, too few Americans have flood insurance. It is important for homeowners to know that flood insurance is not typically covered by a homeowners insurance policy. However, it is available as a separate policy through the National Flood Insurance Program.

Insurers encourage you to understand your flood risk, make sure you have enough coverage, and get your finances in order in case your home or property is damaged by a major flooding event. It’s important to remember only a few inches of water can cause thousands of dollars in damage.

With floods being the most common natural disasters to occur in the United States, PCI says “be covered.” PCI's Flooding Headquarters offers vital information for those impacted by floods. As we provide tips on what to do before, during and after a flood, follow us on Twitter @PCIAA and use #becovered.