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Shake Off the Winter Blues and Prepare for Spring Flooding

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As most of the country shakes off the winter blues and begins to feel spring in the air, consumers need to start thinking about the potential for spring flooding and take steps to prepare.

Last year was the second wettest year on record for the Lower 48 and a wet spring this year could produce a repeat of the historic flooding that occurred. Already saturated soil, combined with melting snowpack, high river levels, and the potential for heavy rain means an enhanced threat for flooding in certain areas.

Flood damage is not covered under a standard homeowners policy and according to the Federal Emergency Management Agency (FEMA), just one inch of water can cause $25k of damage to your home. Without flood insurance, that could be coming out of your pocket.

So, this is the time to ensure you are covered by purchasing a flood insurance policy through the National Flood Insurance Program, scheduling an insurance check-up with your agent or company, and creating a home inventory of all your belongings.

APCIA's Flooding Headquarters offers vital information for those impacted by floods. As we provide tips on what to do before, during and after a flood, follow us on Twitter @TEAMAPCIA for more important flood tips.