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Flooding Headquarters


Massive Flooding Devastates the Carolinas
Frequent flood events in 2018 Highlight Importance of Flood Insurance

The Carolinas are still feeling the effects of Hurricane Florence which produced widespread flooding to many areas that were hit by Hurricane Matthew last year. However, this time of year heavy rainfall can also result in major flooding.

APCIA encourages residents to remain vigilant because flood emergencies can develop quickly. It’s important to monitor weather reports, and if your home is near water or in a low-lying area, stay alert and be prepared to seek higher ground when necessary. Also, never drive through high water. Remember: ‘turn around, don’t drown.’

Flooding is the most frequent and costly natural disasters, but too few Americans have flood insurance. Corelogic, a property information services company, estimates that 85 percent of the at-risk properties hit by Florence did not have flood coverage.

It is important for homeowners to know that flood insurance is not typically covered by a homeowners insurance policy. However, it is available as a separate policy through the National Flood Insurance Program. Insurers encourage you to understand your flood risk, make sure you have enough coverage, and get your finances in order in case your home or property is damaged by a major flooding event.

It’s important to remember only a few inches of water can cause thousands of dollars in damage. APCIA says “be covered.” APCIA's Flooding Headquarters offers vital information for those impacted by floods. As we provide tips on what to do before, during and after a flood, follow us on Twitter @TeamAPCIA and use #becovered.