TALLAHASSEE, Fla- While we’ve not had much activity this hurricane season in the Atlantic basin, the threat of a storm quickly developing is still a possibility. Historically, August and September are active months for hurricanes and it only takes one storm to cause massive amounts of property damage, according to the Property Casualty Insurers Association of America (PCI).
“Last year, Hurricane Matthew reminded us that it only takes one storm to cause damage and significant flooding to several states along the coast,” said Chris Hackett, PCI’s senior director of personal lines policy.
“We just saw Tropical Storm Emily move across Florida without much warning causing flooding damage in several areas. We urge residents in coastal states to not become complacent and do what they can now to get prepared,” said Hackett. “We also are approaching the 25-year anniversary of Hurricane Andrew, which is another solemn reminder to prepare now for the unthinkable.”
PCI urges residents living in hurricane-prone areas to stay informed as we go through the peak of hurricane season. In addition to preparing your property and having an emergency kit, it’s also just as important to contact your insurance company or agent to make sure you have the right amount of coverage.
Flooding from storm surges during hurricanes and tropical storms can be especially dangerous for residents along the coast and further inland. Flood damage is not covered by your standard homeowners policy, and you may want to purchase additional coverage through the National Flood Insurance Program. Keep in mind that there’s typically a 30-day waiting period between the date of purchase and when flood coverage takes effect.
As we enter the peak season, we encourage you to join in on the conversation about preparedness. PCI will continue to engage on social media using hashtags #Natlprep #PrepareAthon #HaveAPlan #HurricanePrep