PCI says make sure you have adequate auto coverage
CHICAGO - It’s that time of year when deer are more active and more likely to dash across a road or highway. While sometimes it’s impossible to avoid hitting a deer, according to the Property Casualty Insurers Association of America (PCI), motorists can take simple steps to prevent deer crashes and hopefully prevent injuries and thousands of dollars in vehicle damage.
“While we all try our best to avoid deer-related crashes, the good news is that they are covered by automobile insurance if you have comprehensive coverage, and insurers will be there to help you through the claims process,” said Robert Passmore, PCI’s assistant vice president of personal lines policy. “Deer-related auto crashes can happen anytime of the year, however, we generally see a spike in the number of claims during the fall. One moment the road is clear and the next instant you encounter a deer. At best, you avoid a collision and are merely shaken up. But when you collide, the accident can be extremely serious causing injuries and sometimes death. It’s important to be aware of your surroundings, especially during dawn and dusk hours, when deer tend to be more active.”
“It is important to recognize that collision and comprehensive insurance coverage are both optional, which means you should contact your agent or company to make sure you’re adequately covered,” said Passmore.
Be Aware of Deer on the Roads: PCI’s Tips for Motorists
For more fall auto safety tips, follow PCI on twitter @PCIAA and use #ohdeer #FallSafety #HeadsUp