Tallahassee, Fla. — With several storms developing in the Atlantic, the Property Casualty Insurers Association of America (PCI) today urges those along the East Coast to take steps now to prepare.
“PCI encourages property owners to take precautions to protect themselves and their belongings from direct and indirect impacts any of these developing storms could have on homes and businesses,” said Logan McFaddin, PCI’s Florida regional manager.
This time last year, Hurricanes Irma and Harvey demonstrated how major storms can develop quickly and bring significant flooding and strong winds to coastal communities. However, insurers and their catastrophe teams are always ready to respond in the event storms produce significant damage.
“Should a storm cause property damage, it’s important to contact your insurer or agent as soon as possible so they can help you begin the recovery process,” said McFaddin.
Flooding from storm surge during hurricanes and tropical storms can be especially dangerous for residents along the coast. Flooding is not covered by a standard homeowners policy; however, flood insurance coverage can be purchased through the National Flood Insurance Program or your insurance company.
“Just be aware that there is typically a 30-day waiting period between the date of purchase and when the actual flood coverage goes into effect,” said McFaddin.
PCI recommends taking the following precautions:
Online Magazine: http://bit.ly/HurricanePrep2018
2018 Insurance Checklist: http://bit.ly/InsuranceChecklist18
2018 Hurricane Fact Sheet: http://bit.ly/HurricaneFacts18
2018 Insurance Claim Tips: http://bit.ly/InsuranceClaimTips
Replacement Cost vs. Actual Cash Value: http://bit.ly/replacementvscashvalue