Photos, videos and lists will help expedite the claims process if you suffer damage
TALLAHASSEE, Fla. — As the threat of a massive hurricane looms for Florida, insurers are urging homeowners and renters to grab their smart phones or cameras and take a careful inventory of all their home’s contents.
The American Property Casualty Insurance Association says creating a digital or paper inventory will allow residents to quickly and easily report damage or losses in the wake of a storm.
An inventory should record a complete list of your home’s contents. When possible, include receipts, descriptions, estimated value and photos or videos. After the inventory is completed, be sure you have multiple ways to access it, for example, by storing a copy in the cloud, emailing it to yourself or sharing it with a friend or relative outside of the storm area.
“Creating a home inventory will expedite the claims process,” said Logan McFaddin, APCIA’s assistant vice president of state government relations in Florida. “If you sustain storm damage, call your insurer as soon as possible, and beware of signing any documents from contractors before you talk to your company or agent.”