American Property Casualty Insurance Association
  • Staff Contact: Nicole Mahrt-Ganley     
    • Printer-Friendly Printer-Friendly PDF Export PDF Export




Nicole Mahrt Ganley


916-440-1116 or cell 916-616-5855






February 7, 2014

Colorado Bill to Stop “Title Washing” Advances

PCI applauds bill to properly identify damaged or flooded vehicles for prospective buyers


DENVER, CO – This week members of the Colorado House Transportation Committee gave a unanimous “thumbs up” on a bill that will put an end to “title washing” and make sure consumers are clearly informed of damage or flooding on the car’s title when a car is purchased from another state, says the Property Casualty Insurance Association of America (PCI).  HB 1100 ensures that cars entering Colorado are properly “branded” by carrying over the titles from other states.     

“Under the state’s current law, a car can be in a serious accident or flooded in another state and then resold in Colorado with a clean title, leaving the new buyer completely in the dark.  HB 1100 will shed light on a car’s past and make sure buyers know what they are really getting,” said Kelly Campbell, PCI vice president.  “This is an important consumer protection bill that will stop title washing and fully inform car buyers.  A properly rebuilt salvage car can be an economical choice for consumers, but it’s not a good deal unless the buyer knows what they are purchasing.” 

HB 1100 creates new brands on titles including: Non-repairable which ensures unsafe cars are not on the road; Flood-Damaged means a vehicle that has existing water damage is property identified; Rebuilt from Salvage indicates a vehicle’s past damage that has been repaired and is now road-worthy.

“This bill protects new buyers and car owners with damaged vehicles,” said Campbell.  “This balanced approach is a win-win for all parties involved.”

HB 1100 will next be heard on the Colorado House Floor.

PCI is composed of more than 1,000 member companies, representing the broadest cross-section of insurers of any national trade association. PCI members write over $195 billion in annual premium, 39 percent of the nation’s property casualty insurance. Member companies write 46 percent of the U.S. automobile insurance market, 32 percent of the homeowners market, 37 percent of the commercial property and liability market, and 41 percent of the private workers compensation market.