American Property Casualty Insurance Association
  • Staff Contact: Brooke Kelley     
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Brooke Kelley-Hunt


847-553-3671 or Cell 847-894-3881





June 26, 2014

PCI supports Delaware’s New Law that Makes Displaying Proof of Insurance Easier for Motorists

Dover, Del. –Governor Jack Markell signed legislation that will allow motorists to use their mobile devices to show proof of insurance if they are pulled over by law enforcement or in an accident. The Property Casualty Insurers Association of America (PCI) praised the governor and the Delaware Legislature for taking steps that allow the state’s law to be in synch with consumer behavior and technology preferences.

“PCI is pleased that Delaware drivers will not have to worry about searching in their glove compartment for proof of insurance if a police officer asks for it, they can now simply store it on their smart phone,” said Oyango Snell, PCI’s regional manager. “More and more people are using their mobile device to store important information and this allows insurers to keep up with consumer demands for increased electronic communication.”

As recently as January 2013, nearly every state made it impossible for consumers to use technology to show proof of insurance coverage. With Delaware’s action, policymakers in 37 states have enacted laws allowing consumers to use smartphones to show they have insurance.

“Not only will this save time, but it’s environmentally friendly as well, as these measures cut down on the number of cards printed and mailings issued. However, this use of technology is voluntary. If drivers wish to continue using a paper insurance card they can do so. This legislation just gives consumers more options.”

The new law goes into effect immediately.

PCI is composed of more than 1,000 member companies, representing the broadest cross-section of insurers of any national trade association. PCI members write over $195 billion in annual premium, 39 percent of the nation’s property casualty insurance. Member companies write 46 percent of the U.S. automobile insurance market, 32 percent of the homeowners market, 37 percent of the commercial property and liability market, and 41 percent of the private workers compensation market.