American Property Casualty Insurance Association
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Brooke Kelley-Hunt


847-553-3671 or cell 847-894-3881





July 1, 2014

Secure Your Property, Review Safety Procedures In the Path of Tropical Storm Arthur

CHICAGO - As the Atlantic Coast braces for Tropical Storm Arthur, the first storm of the 2014 hurricane season, property owners should be sure to take some basic precautions to protect themselves and their belongings.

“The National Hurricane Center is predicting Tropical Storm Arthur will upgrade to a hurricane in next day and that means now is the time to prepare,” said Chris Hackett, director of personal lines policy for the Property Casualty Insurers Association of America (PCI). “In addition to making sure you have your emergency kit and plan ready, it is also a good idea to take precautionary measures to prevent damage to vulnerable property. If coastal residents and others in the area are ordered to evacuate they should be prepared to report claims to their insurer as soon as it is safe to return to their homes and businesses and assess the damage.”

Insurers will be ready to respond, as soon as it is safe, with catastrophe teams at the scene should Tropical Storm Arthur create significant damage. PCI and other industry groups constantly work with the Federal Emergency Management Agency (FEMA), part of the Department of Homeland Security, on disaster planning for both individual homeowners and businesses.

PCI recommends the following hurricane precautions:

• Review your property insurance policy, especially the “declarations” page, and check whether your policy pays replacement costs, or actual cash value for a covered loss.

• Inventory your household items, and photograph or videotape them for further documentation. Keep this information and your insurance policies in a safe place.

• Keep the name, address and claims-reporting telephone number of your insurer and agent in a safe and easily accessible place.

• Protect your property by covering all windows with plywood or shutters, moving vehicles into the garage when possible and placing grills and patio furniture indoors.

• Keep all receipts for any repairs so your insurance company can reimburse you.

• Check with your insurance adjuster for referrals to professional restoration, cleaning and salvage companies if additional assistance is needed.

Make sure watercraft are stored in a secure area, like a garage or covered boat dock. A typical homeowner’s policy will cover property damage in limited instances for small watercraft, and separate boat policies will provide broader, more extensive property and liability protection for larger, faster boat, yachts, jet skis and wave runners.

Flooding tips:

• Shovel or scrape mud off walls, floors and furniture, then hose from the ceiling down before the mud dries.

• To prevent mold and odors, clean walls and floors with diluted chlorine bleach.

• Gradually pump flooded basements (about one-third of the water per day).

• Electricity and water make for a dangerous combination. Take the proper precautions to avoid electric shock.

• Dry wood furniture outdoors away from direct sunlight.

• Use public water only after it has been declared safe by an authorized official.

PCI is composed of more than 1,000 member companies, representing the broadest cross-section of insurers of any national trade association. PCI members write over $195 billion in annual premium, 39 percent of the nation’s property casualty insurance. Member companies write 46 percent of the U.S. automobile insurance market, 32 percent of the homeowners market, 37 percent of the commercial property and liability market, and 41 percent of the private workers compensation market.