American Property Casualty Insurance Association
  • Staff Contact: Brooke Kelley     
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Brooke Kelley-Hunt


847-553-3671 or 847-894-3881





July 22, 2014

PCI Disappointed with Columbus City Council Passage of Weak Ride Share Ordinance

COLUMBUS, Ohio- The Property Casualty Insurers Association of America (PCI) is disappointed in the passage of the ride share ordinance by Columbus City Council. The city ordinance was amended to not have strong insurance requirements for Transportation Network Companies (TNCs) such as Uber and Lyft potentially putting the public at risk.

“PCI was informed by city council staff that they understood there were insurance gaps, and the council would address those concerns. However, the council’s decision to not fully enact proper insurance protections could potentially lead to coverage disputes and increased costs for all Ohio drivers,” said Jeffrey Junkas regional manager for PCI.

Ride-share drivers and their passengers need to understand that the driver’s personal auto policy will not cover them if they are injured or the vehicle is damaged in an accident while the car is used in a commercial/for-profit ride-sharing program. TNC’s must have commercial coverage as soon as they turn on the app and begin trolling around looking for passengers.

“This now creates an insurance gap leaving the drivers, passengers and public at risk which is unfortunate. While PCI supports innovation and competition in the transportation marketplace, it must be coupled with appropriate consumer protections. PCI will continue to work with state lawmakers to advocate for a statewide solution to ensure that there is a uniform approach across the state so the public is protected.”

PCI is composed of more than 1,000 member companies, representing the broadest cross-section of insurers of any national trade association. PCI members write over $195 billion in annual premium, 39 percent of the nation’s property casualty insurance. Member companies write 46 percent of the U.S. automobile insurance market, 32 percent of the homeowners market, 37 percent of the commercial property and liability market, and 41 percent of the private workers compensation market.