American Property Casualty Insurance Association
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Frank O’Brien

Jeffrey Brewer








July 28, 2014

Insurers Respond to Tornado Damage in Revere, Mass.


BOSTON - The Property Casualty Insurers Association of America (PCI) is offering recovery information for homeowners, renters and business owners affected the tornado that touched down in Revere this morning. While it is too early to provide damage assessment figures, insurers are in the area working with residents to begin the recovery process.

“This intense storm appears to have produced significant property damage, uprooting trees and knocking down power lines to some neighborhoods in Revere,” said Frank O’Brien, PCI vice president state government affairs. “Residents who suffered damage are encourage to contact their insurer as soon as possible so that insurance adjusters can help victims put their lives back together Once you have filed your claim, there are a number of things you can do such as photographing the damage and making an inventory of what was lost and damaged to expedite the process of recovery.”

Most tornado, windstorm, hail and similar severe weather-related losses are covered either by, homeowners, renters, commercial, or automobile insurance policies. Tornado losses to a home are covered by the windstorm peril under the homeowners insurance policy. Renters insurance also provides coverage to policyholder possessions under this peril. Business owners are covered under their commercial policies. Protection from windstorm or hail damage for cars is covered under the comprehensive portion of the automobile insurance policy.

If you experienced a loss from the storms:

  • Immediately contact your insurance agent or company representative
  • Inspect property and cars for damage
  • Inventory losses and photograph damage, and save related receipts to assist with claims handling
  • Secure property from further damage or theft
  • Check the background and legitimacy of repair contractors. Ask your insurance company for assistance in locating a reputable contractor.
  • Keep detailed records of business activity and extra expenses during the interruption period, and prepare records to show the income from the business both before and after the loss.

For further information, such as storm-related emergency claims numbers and answers to frequently asked questions, please visit PCI’s Tornado Headquarters: (

PCI is composed of more than 1,000 member companies, representing the broadest cross-section of insurers of any national trade association. PCI members write over $195 billion in annual premium, 39 percent of the nation’s property casualty insurance. Member companies write 46 percent of the U.S. automobile insurance market, 32 percent of the homeowners market, 37 percent of the commercial property and liability market, and 41 percent of the private workers compensation market.