Tallahassee, Fla. — With Governor Rick Scott declaring a state of emergency for all 67 Florida counties in preparation for Hurricane Irma, the Property Casualty Insurers Association of America (PCI) urges all Floridians to take steps now to prepare.
“PCI encourages individuals and families who are threatened by Hurricane Irma to act now and get prepared,” said Logan McFaddin, PCI’s Florida regional manager. “While the storm’s path is currently uncertain, it has great potential to hit Florida head-on, and there are several things Floridians can do now to protect their homes and businesses, and ensure they can recover as quickly as possible from any losses. This includes documenting your property and possessions ahead of a storm, so you have an accurate illustration of any damage that needs to be reported to your insurance company or agent.”
PCI recommends taking the following precautions:
“Just as we saw with Hurricane Harvey that recently hit Texas and Louisiana, Hurricane Irma could bring major flooding to the Sunshine State,” said McFaddin. “This is a good reminder to check with your insurer to see if you have flood coverage, as many Floridians do not realize standard homeowners policies do not cover flood damage.”
“Should Floridians incur any damage, PCI encourages Floridians to notify their insurer immediately. Do not allow a contractor or public adjuster that may stop by your home or business to provide you with their immediate services, saying that you can get a quick repair if you sign over your insurance benefits to them. While it may seem like they’re trying to help, we’ve seen more and more unscrupulous third-parties providing policyholders with inaccurate information,” concluded McFaddin.
Florida has recently been plagued by assignment of benefit (AOB) abuse. In fact, Florida has seen a 90,000 percent increase in Florida AOB lawsuits since 2000. As a member of the Consumers Protection Coalition, PCI joins a broad-array of business groups and individuals warning Floridians to watch out for these bad actors looking to prey on home and auto owners during a time of need. For more information on AOB abuse, please visit www.fightfraud.today.
For information on storm readiness, please refer to: