TALLAHASSEE, Fla. — The American Property Casualty Insurance Association (APCIA) today urges Florida residents to get prepared for Tropical Storm Nestor, which is currently located in the Gulf of Mexico and is expected to bring heavy rains and winds to Florida today and tomorrow.
“APCIA is encouraging Floridians to keep an eye on Tropical Storm Nestor that is currently in the Gulf of Mexico and is expected to bring heavy rains and winds to the Panhandle, as well as storm surge along the coast today and tomorrow,” said Logan McFaddin, assistant vice president for APCIA.
The National Weather Center (NHC) issued a tropical storm warning yesterday impacting the Florida Panhandle coast with a storm surge watch also issued from Indian Pass to Clearwater, Florida. The NHC issued an advisory this afternoon saying the disturbance is now Tropical Storm Nestor, and the storm surge and tropical storm warnings continue for portions of the northern Gulf Coast.
“While under a tropical storm warning, it is important for Florida residents to take storm precautions seriously,” continued McFaddin. “Disturbances can bring dangerous flooding and storm surge no matter the size of the storm.”
“APCIA recommends Floridians secure their properties and keep their insurer’s information handy. Should you sustain property damage from the storm, be sure to contact your insurer as soon as possible to start the claim’s process.”
APCIA recommends taking the following precautions during hurricane season:
Flooding is not covered by a standard homeowners policy; however, flood insurance coverage can be purchased through the National Flood Insurance Program or your insurance company. Flood insurance coverage typically has a 30-day waiting period between the date of purchase and when the actual flood coverage goes into effect. However, water damage to a vehicle is typically covered under an auto policy’s comprehensive insurance coverage.