SACRAMENTO, Calif. — The Property Casualty Insurers Association of America (PCI) urges residents living in fire-prone areas to maintain their vigilance as the newly released National Interagency Fire Center Wildfire Outlook for September calls for above average wildfire potential persisting in northwestern Montana while returning to normal across the rest of the state.
“The potential for late season wildfires exists and with 18 major fires burning in Montana, residents in the wildland-urban interface should complete a Wildfire Reality Check to make sure their finances and property are prepared,” said Melanie Smith, regional manager, state government relations for PCI. “In just a matter of moments a natural disaster can destroy a family’s home and their most treasured possessions. This is why having adequate insurance coverage and understanding the details of the policy are vital for financial security. Taking simple steps like preparing a home inventory, updating your insurance, and clearing debris around the home can make a difference if a wildfire breaks out.”
The Montana Insurance Department has a sample checklist available to help residents create a home inventory of their possessions.
These simple steps will make wildfire preparation and recovery much easier
After a fire or major storm, insurance companies often hear about policyholders who fall prey of contractor fraud and abuse. If your home is damaged by a wildfire, or any other event, the first step to recovery is contacting your agent or insurance company and starting the claims process. Your agent can help you recognize the signs and avoid scams.