American Property Casualty Insurance Association
  • Staff Contact: Brooke Kelley     
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  • FOR RELEASE ON RECEIPT
  • April 10, 2019
  • APCIA Statement on AOB Legislation Being Rolled to Third Reading in Florida House; Legislation Stripped of Addressing Auto Glass AOB Abuse
  • Tallahassee, Fla. — The American Property Casualty Insurance Association (APCIA) today issued the following statement, attributed to its Regional Manager of State Government Affairs Logan McFaddin, regarding House Bill 7065, by the Florida House Civil Justice Subcommittee, relating to Insurance Assignment Agreements, being rolled to Third Reading in the Full House.  HB 7065 was stripped of addressing assignment of benefits (AOB) abuse as it relates to auto glass lawsuits.

    “We applaud members of the Florida House for advancing House Bill 7065 to Third Reading on the House floor today.  However, it is unfortunate that addressing assignment of benefits lawsuits as it pertains to auto glass has been stripped from the bill.

    “Just last week, a new Florida Justice Reform Institute Report demonstrates how AOB abuse continues to result in significant costs for consumers, all for the benefit of a few attorneys and repair vendors. Auto glass repair schemes are becoming another example of AOB abuse in Florida.  

    “According to the Florida Department of Financial Services, in 2006, approximately 400 auto glass AOB lawsuits were filed against auto insurers. In 2016, nearly 20,000 lawsuits were filed.  These numbers are concerning. 

    “Florida drivers deserve to have insurance benefits they can rely on without having to worry about some auto glass repair shops looking to take advantage of them in vulnerable situations. APCIA will continue to work with legislators as auto glass abuse is a growing problem that must be stopped.”


  • Representing nearly 60 percent of the U.S. property casualty insurance market, the American Property Casualty Insurance Association (APCIA) promotes and protects the viability of private competition for the benefit of consumers and insurers. APCIA represents the broadest cross-section of home, auto, and business insurers of any national trade association. APCIA members represent all sizes, structures, and regions, which protect families, communities, and businesses in the U.S. and across the globe.
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